Senior Life Settlements are a unique investment opportunity that provide exposure to a non-correlated asset class with a known cost and a known yield, with only one primary risk…time. These settlements are life insurance policies that are no longer wanted, needed, or affordable, sold by an insured to a third party who assumes responsibility for the payment of premiums until the policy matures at the insured’s passing. They function very similarly to zero-coupon bonds, with the purchaser buying future dollars at a significant discount. The life insurance company pays the death benefit at the insured’s passing provided the contract is in good standing and all premiums are paid up to date. Senior Life Settlements provide attractive return characteristics, portfolio diversification, and low-volatility, risk-adjusted returns, making them particularly appropriate for high-net-worth investors.