What We Do

At California Life Settlements, our goal is to provide investors with a unique and attractive investment opportunity that can improve risk-adjusted returns and reduce overall portfolio volatility. By incorporating Senior Life Settlements into your portfolio, you can diversify into non-traditional alternative sectors and enjoy the benefits of an illiquidity premium for the portion of your assets that would otherwise be allocated to fixed-income investments. Our team of experts focuses on providing customized investment solutions and premium optimization services to help our clients achieve their financial goals. We are dedicated to building strong strategic alliances with financial advisors, wealth management firms, and other intermediaries to help our clients achieve success.

Life Settlements

How It Works

Senior Life Settlements are a unique investment opportunity that provide exposure to a non-correlated asset class with a known cost and a known yield, with only one primary risk…time. These settlements are life insurance policies that are no longer wanted, needed, or affordable, sold by an insured to a third party who assumes responsibility for the payment of premiums until the policy matures at the insured’s passing. They function very similarly to zero-coupon bonds, with the purchaser buying future dollars at a significant discount. The life insurance company pays the death benefit at the insured’s passing provided the contract is in good standing and all premiums are paid up to date. Senior Life Settlements provide attractive return characteristics, portfolio diversification, and low-volatility, risk-adjusted returns, making them particularly appropriate for high-net-worth investors.

The CLS Advantage

California Life Settlements offers a unique investment opportunity that improves risk-adjusted returns and reduces portfolio volatility. With a $25,000 minimum investment requirement, we make life settlements accessible and profitable for qualified investors. Our team of experts provides customized investment solutions, personalized strategies, and premium optimization services to meet clients’ needs. We work closely with clients to understand their financial goals and provide a consultative approach. Our turnkey platform streamlines onboarding of new products and builds strong alliances with financial advisors, wealth management firms, and other intermediaries to help clients achieve success.

Why Work with Us?

We are committed to providing our clients with the highest service and support. Our team of experts works closely with each client to ensure they receive the best investment options to meet their specific financial needs and goals. Contact us today to learn more about how California Life Settlements can help you achieve your financial goals.